The maximum credit load per quarter for graduate students is 14 hours for social work, education, and media ministry, and 12 hours in biology. Incomplete grades from previous quarters are added to the total course credit load of each quarter. A petition must be made to Graduate Council to exceed these limits. For purposes of loan deferment 7 hours of graduate work is considered a minimum load. For visa qualification 8 hours of graduate work is considered a minimum load.